Our mission is to improve housing trends in Beaver and Lawrence County.
Our organization is dedicated to providing personalized financial counseling to low/moderate-income families, empowering them to achieve home ownership. We not only assist in acquiring homes, but also develop new properties and rehabilitate blighted and vacant ones to maintain sustainable ownership and revitalize declining neighborhoods. Partnerships with financial institutions and foundations play a vital role in our work, as they enable us to create a more inclusive, thriving community. By joining forces, we can transform lives and bring about positive change in Southwestern PA through property development, financial education, and support for families in need of affordable housing opportunities.
HUD certified housing counseling assists numerous households yearly by empowering consumers to make informed housing decisions. Participants in housing counseling often experience reduced total debt, contributing to their financial well-being.
PRE-PURCHASE COUNSELING
We offer a range of pre-purchase assistance services for prospective home buyers, from budget counseling services to credit/mortgage qualification assistance.
REHABILITATION
An organization designed to be on the ground floor and handling direct service. Our capacity includes creating viable living spaces by taking blighted properties and returning them to productive use.
FORECLOSURE ASSISTANCE PROGRAM
Distressed homeowners have an opportunity to save their homes in Beaver and Lawrence County. Housing Opportunities, in conjunction with the courts, offer guidance and work with your lender to negotiate a potential settlement or modification.
HOMEBUYER WORKSHOPS
Empowering individuals with knowledge and resources, enabling them to make informed decisions when purchasing homes. Our workshops contribute to community stability by promoting responsible homeownership.
DATA-DRIVEN IMPACT
Housing Opportunities uses data to identify needs, target resources, track progress, and improve services for better community impact.
DEVELOPMENT
As a housing counseling agency, we assist in the creation of affordable homes, address community needs, and foster economic growth for thriving neighborhoods.
Periodic workshops on a variety of topics are upcoming. Click the link below to learn more.
At the core of our organization is financial counseling. Schedule an appointment to come speak with us today.
Housing Opportunities Inc. (HOI) is a program partner with USDA Rural Development. As a program partner, we can help you qualify for a higher priced home in qualified areas of Beaver and Lawrence County. We believe that home ownership is the backbone of our economy. It brings neighborhood pride and a sense of belonging. Home ownership also helps the tax base of Beaver and Lawrence County and gives people a feeling of accomplishment.
Beaver County and Lawrence County are two of 18 counties in the Commonwealth of Pennsylvania that offer distressed homeowners an opportunity to save their homes! Housing Opportunities — in cooperation with the Court — will negotiate with your lender after an intent to foreclose notice has been filed. Upon receipt of the complaint, the homeowner has 30 days to schedule an appointment with our office.
