WHAT WE DO

Housing Development
We develop, rehabilitate, and finance affordable housing across Beaver, Lawrence, and Mercer Counties. From new construction to neighborhood revitalization, HOI puts resources where they are needed most and keeps them there.
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Workforce Training
We recruit people from the communities we serve, pay them to learn construction trades, and build real careers — not just certifications. Our workers build the homes our communities need while building futures for themselves.
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Housing Counseling
HUD-certified counselors guide families through every stage of the homeownership journey. Pre-purchase education, foreclosure prevention, financial coaching, and post-purchase support — all free of charge.

Counseling:
Pre- and post-purchase guidance, foreclosure prevention, and financial planning.
Buying Power:
‍Grants, low-interest loans, and assistance for first-time buyers and homeowners needing repairs.

Development:
‍Transitional housing, property rehabilitation, and community-focused housing initiatives.
Housing Opportunities Workforce:
Hands-on training and job placement in construction and property maintenance.

As part of our ongoing effort to increase capacity and effectiveness at our mission of stabilizing the housing market in the areas we serve, Housing Opportunities has become an affordable housing developer. Here is a picture of our first home, which was a duplex converted into a single family home and sold to a local buyer who will be walking into the home with equity and was also able to receive an income based closing cost assistance grant from us. Pictured here is the internal finishing crew, consisting of even our Executive Director and Housing Counselor, who worked tirelessly to complete the home for sale.

Home Ownership

Housing Opportunities Inc. (HOI) is a program partner with USDA Rural Development. As a program partner, we can help you qualify for a higher priced home in qualified areas of Beaver and Lawrence County. We believe that home ownership is the backbone of our economy. It brings neighborhood pride and a sense of belonging. Home ownership also helps the tax base of Beaver and Lawrence County and gives people a feeling of accomplishment.

Fixing Distress

Beaver County and Lawrence County are two of 18 counties in the Commonwealth of Pennsylvania that offer distressed homeowners an opportunity to save their homes! Housing Opportunities — in cooperation with the Court — will negotiate with your lender after an intent to foreclose notice has been filed. Upon receipt of the complaint, the homeowner has 30 days to schedule an appointment with our office.

Building homes. Training workers. Creating owners.

Affordable Housing Development

Home Ownership

Fixing Distress

All Services Are FREE! We Work Together To Help You Succeed!